How to use an iZettle credit card reader

How to use iZettle to take Credit and Debit Cards

iZettle is one of a growing number of card payment providers who are taking over from traditional merchant services. Being able to handle credit card transactions can transform a small business – it did for me! Today I’m going to take you through how to use iZettle – from initial set-up to configuration of more advanced features such as barcode scanning.

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Is cash dead? …what about cash-in-hand work?

Is Cash Dead

At the time of writing we’re approaching the start of the 2020’s. Physical cash is dead. Everyone wants to pay by credit card or contactless technologies. It’s more professional and it means you no longer need to be an unpaid credit facility for your customers. Money can circulate around your business faster and this can massively promote growth, especially in the early days of self employment. In this article we’re asking the question, is cash finally dead?

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Surviving a Tax Audit in the UK – What did HMRC ask for?

HMRC Tax Compliance Check

There are few things in life more stressful than a tax audit. Just when you think you’re on top of things that little brown envelope comes through the post and inside is an ominous looking letter. Not printer on the usual white paper but instead on a scary looking grey paper. At the top of the letter is says “Check of Self Assessment tax return for the year ended 5 April 2013” (in my case) and it’s accompanied by a leaflet “General information about compliance checks”. You’re being audited by HMRC and it’s time to put your record keeping to the test.

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The Great Cloud Computing Scam

Cloud Computing Scam

I worked in the IT industry for a long time, eventually running the cloud computing division for a relatively large IT company. I can tell you with absolute certainty and from first hand experience that we’re sleepwalking in to a situation that will be massively detrimental to small businesses. If your business relies on software of ANY kind, which is essentially everyone, then this article is relevant to you. It’s your duty as a business owner to understand these issues and plan ahead accordingly.

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The Dangers of Accidental Data Synchronisation

Microsoft Sync

In my view accidental synchronisation of highly confidential information between internet-enabled devices is one of the biggest security loopholes of the decade. The fact that manufacturers can do this, seemingly without consent, is immensely worrying and something that as a business owner you need to take VERY seriously. You might be careful with your passwords and devices, but are your staff?

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Digital Downloads and the EU VAT MOSS Debacle

HMRC Digital Services Threshold

So there I was on a rainy Sunday afternoon, contemplating finding an alternative to Patreon for certain online services. Patreon is great but I’ve never been comfortable with my supporters on the platform having to pay VAT (Value Added Tax) since I’m personally not VAT registered and don’t need to charge VAT… so my supporters shouldn’t have to pay it. I then stumbled down a rabbit hole of EU VAT regulation, MOSS and a bunch of other stuff that left me wondering whether folk in the EU are going to end up completely excluded from global digital downloads from smaller independent creators?

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